For most Americans, the savings and loan industry is defined by the fraud, ineptitude and failures of the 1980s. However, these events overshadow a long history in which thrifts played a key role in helping thousands of households buy homes. First appearing in the 1830s savings and loans, then known as building and loans, encourage their working-class members to adhere to the principles of thrift and mutual co-operation as a way to achieve the 'American Dream' of home ownership. This book traces the development of this industry from its origins as a movement of a loosely affiliated collection of institutions into a major element of America's financial markets. It also analyses how diverse groups of Americans, including women, ethnic Americans and African Americans, used thrifts to improve their lives and elevate their positions in society. Finally the overall historical perspective sheds new light on the events of the 1980s and analyses the efforts to rehabilitate the industry in the 1990s.
World War II interrupted Anneros Valensi's childhood. Born in East Germany in 1938, she was just six years old when the war and its fallout struck her and her family. In Where is Home? she shares the story of how she survived the miseries of war. In a narrative told from the perspective of a six-year-old child, this memoir shares the realities of what life was like during that time and what needed to be done to stay alive. Valensi tells the stories of war, beginning with the cruel Russian occupation of her homeland, the trauma of an unsettled life, her family's move to West Germany in 1946, the drafting of her father into the army, and life with her mother and four siblings when there was scant food and no shelter. Where is Home? follows Valensi as she seeks a new life first in London and then later in the United States. Providing stark, firsthand insight into the realities of war, Where is Home? tells one family's story, the challenges they encountered, and the long-term effects on their psyches.
In clear, easy-to-grasp language, the author covers many of the topics that you will need to know in order to win your dream job and be the first in line for a promotion.
Essentials of Borrowing Articles
Essentials of Borrowing Books
Essentials of Borrowing