Ruled notebook with green cover, 120 lined pages with a margin in a good sized 8.5 x11 inch format that is excellent for composition books and notebooks. The notebook is perfect bound so that pages will not fall out with a soft yet sturdy cover. Lined/Ruled: " Yes" Margin: "Yes" Numbered pages: "No" Part of the Notebook not Ebook series with cover design by "annumar" - "Today is a Perfect Day..." The notebooks in our art series all have a distinctive soft but sturdy cover. To see our full range of notebooks and journals visit us at Spicyjournals.com.
For most Americans, the savings and loan industry is defined by the fraud, ineptitude and failures of the 1980s. However, these events overshadow a long history in which thrifts played a key role in helping thousands of households buy homes. First appearing in the 1830s savings and loans, then known as building and loans, encourage their working-class members to adhere to the principles of thrift and mutual co-operation as a way to achieve the 'American Dream' of home ownership. This book traces the development of this industry from its origins as a movement of a loosely affiliated collection of institutions into a major element of America's financial markets. It also analyses how diverse groups of Americans, including women, ethnic Americans and African Americans, used thrifts to improve their lives and elevate their positions in society. Finally the overall historical perspective sheds new light on the events of the 1980s and analyses the efforts to rehabilitate the industry in the 1990s.
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