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Daily Personal Planner

RRP $12.99

Large 8" x 10" Softback Day & Goal Planner [$5.50 / £3.99]. If Look inside isn't loading, click the blue smART bookx link above to look on our website.

INTERIOR:
Each daily record allows space to log:
- an appointment agenda,
- a jobs list with tick boxes and stars to highlight priorities,
- meal planning,
- exercise or rest, and
- intended outfit (super-useful for laundry planning).
Each week is conveniently set out on a two-page spread ...
You enter the week start date so you can begin using your planner any time of the year without wasting money buying weeks that have already passed.
Alongside daily planning you can record up to 3 weekly goals, plan a strategy to achieve them and review your success (and the reasons behind it) at the end.
There's also a weekly shopping list, general notes and an overall rating area.
At the back of the planner are:
- an at a glance year planner for noting birthdays, holidays etc...
- a couple of pages for storing website addresses, passwords and online purchase reference codes.
- a general notes page.

EXTERIOR:
Cover: Tough matte paperback.
Binding: Secure professional trade paperback binding, i.e. it's built to last; pages won't fall out after a few months of use.
Dimensions: 20.3 x 25.4 cm (8" x 10"). (Almost the same width as A4 but a few cm shorter in height - so no more cramming into tiny boxes!)

SIMILAR PRODUCTS: smART bookx publish several Daily Planners. Each has the same interior but there are cover designs to suit all tastes. To take a look search 'daily' & 'bookx' on Amazon (don't forget the 'x').
We also publish recipe journals, password journals, address books, composition books and much, much more.

Thanks for looking,
The smART bookx design team

Buy With Confidence Because Our Customers Love Our Stationery:
***** Affordable, But Still Good Quality! Very satisfied with this product ... an affordable option that is also very thorough. Many other planners just didn't have all of the sections I needed, or they did and cost too much ... the cover is super cute and kind of soft. (Jun 1, 2016)
***** Very Nice ... Beautiful. My daughter loved them!!! (August 17, 2014)
***** Love the Van Gogh Notebook ... Loved it, keep it in my purse incase of creative impulses. (November 8, 2013)
***** Love This! This planner is super cute, and I absolutely love the cover. Lots of room to include all kinds of information. (June 13, 2016)
***** Great for taking theory notes or writing music! I'm a music major, and I needed staff paper ... This is a cute product and the staff paper is great. (Feb 1, 2016)
***** Amazing Recipe Book ... This is the third smART bookx recipe book I've purchased. I have it with the Carnival cover and purchased the Polka dots cover to copy recipes for my daughter... Love the index pages ... Easy to find the exact recipe you are looking for since the index shows all the recipe pages numbered. Highly recommended. (Dec 28, 2015)


The Savings And Loan Crisis

RRP $684.99

Robert L. Bartley Editor Emeritus, The Wall Street Journal As this collection of essays is published, markets, regulators and society generally are sorting through the wreckage of the collapse in tech stocks at the turn of the millennium. All the more reason for an exhaustive look at our last "bubble," if that is what we choose to call them. We haven't had time to digest the lesson of the tech stocks and the recession that started in March 2001. After a decade, though, we're ready to understand the savings and loan "bubble" that popped in 1989, preceding the recession that started in July 1990. For more than a half-century, we can now see clearly enough, the savings and loans were an accident waiting to happen. The best insurance for financial institutions is diversification, but the savings and loans were concentrated solely in residential financing. What's more, they were in the business of borrowing short and lending long, accepting deposits that could be withdrawn quickly and making 20-year loans. They were further protected by Regulation Q, allowing them to pay a bit more for savings deposits than commercial banks were allowed to. In normal times, they could ride the yield curve, booking profits because long-term interest rates are generally higher than short-term ones. This world was recorded in Jimmy Stewart's 1946 film, It's a Wonderful Life.



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