Bad Credit Car Loans

Bespoke Car Loan Services You Can Trust!

imageThe experts at Essentials of Borrowing are thoroughly well-versed with what it takes to suffice our customers with the best there is. Leaving no room for mistakes, we offer complete transparency in terms of what we deliver, allowing our customers to compare loans efficiently and find the deal that fits their needs. Whether you need information regarding interest rates or repayment cost per month, the experts we have aboard cover it all.

Being accredited by the Australian Securities and Investment Commission (ASIC), we take immense pride in our expertise and understanding of the finance industry; allowing us to offer bespoke car loan packages that are tailored to your needs!

How Does Bad Credit Affect Your Chances?

We know how devastating does it feel when your bank refuses to offer you a loan amount that you desperately needed because of your bad credit history. While the majority of the finance brokers refrain from offering car loan packages to customers with bad credit history, this is where we outshine all other firms across Australia. With our expertise in dealing with complex cases like these, it all comes down to our dedication, commitment, negotiation skills and network of trusted lenders that we cater to our clients dealing with bad credits!

Unlike the industry norms where the lenders prefer clients with excellent credit history, we prefer working with an all-inclusive approach to cater to everyone. We believe that everyone deserves a second chance. This is why we assist clients with their loan applications, working our ways to find them the perfect loan solution that fits their circumstance. What makes it better for our customers is that we, at the Essentials of Borrowing, offer car loan packages with the lowest interest rates. While some make no exceptions for credit scores, some do consider applicants with a bad credit history too – including us!

 We’re here to help you!

imagesWhile we believe that credit is essential to consider, we also don’t let that stop us from helping our valued customers buy their dream car. Even with a bad credit score, you can still trust us to help you out one way or the other. Our company offers bad credit loans to customers who have minimal borrowing options. While most banks and borrowing companies in Australia would see this as a risk, we believe in putting our customers first. Loan applications are based primarily on the customer’s credit score and years of credit. But we consider factors like your income, education, job history to put together the perfect loan plan for anyone who comes to us.

The bad credit loans we offer to our customers below the acceptable credit score are planned out and evaluated with utter consideration. While most banks don’t allow bad credit loans with affordable interest rates, we are here to provide you with a range of options that are efficient and extremely affordable. Whether you’re looking for a secured car loan or an unsecured personal loan, here, at the Essentials of Borrowing, it is our company’s utmost priority to let you be in control of your finances, sufficing you with the tools to pick and choose the perfect loan for you, with the most favourable interest rates.