New Boat Loans

New Boat Financing Services You Can Trust!

new-boatSailing across the Australian waters is a dream that comes with a price which is not feasible for everyone to say the least. However, this doesn’t mean that you stop dreaming big. Being a trustworthy name in the pool of financial brokers across Australia, we, at Essentials of Borrowing, take great pride in assisting thousands of dreamers to live their dreams. Being accredited from the Australian Securities and Investment Commission (ASIC), our experts know what it takes to cater to our clients’ boat financing needs. Our industry experts are equipped with all the right tools and skills to help you find a loan package that is tailored as per your credit history and individual needs!

Offering the best interest rates for new boat financing, we pride ourselves with a noteworthy clientele that has helped us achieve what we have today. There is a reason why we are the most trusted finance brokers all over Australia, and it revolves around our strategic approach towards helping our customers. Just like our impeccable car loans, our boat financing guarantees you a smooth, transparent process of funding your dream boat. One of the reasons why customers rely on our services is that we offer boat loans based on fixed interest rates.  This means that the interest rate that is deliberated over the balance due would be the same for the entirety of the loan!

Types of Boat Financing Services We Offer:

boat1We know that purchasing a brand new boat is a thrilling experience that can sometimes be cordoned by the cost associated with it. Allow our financial experts to assist you in finding an equally thrilling finance deal that would, for sure, help you sail smoother. We, at Essentials of Borrowing, know what it takes to eliminate the guesswork out of your boat finance options. Catering well to your needs, the following are the types of new boat finance options we offer: 

  1. Personal Boat Loans:

Whether you’re planning to purchase a brand new cabin cruiser, a sailing boat, a yacht or any other type of marine vessel for your personal use, you can consider the following types of personal loans to have your needs well catered to:

  1. Secured Personal Loan: 

Secured loans are a type of personal loan that uses the boat you plan on buying as collateral for the loan. This means that if you’re unable to make agreed repayments, the lender has the right to take possession of your asset as an option to recover the remaining amount.

  1. Unsecured Personal Loan: 

Unsecured personal loans require no security or collateral, resulting in higher interest rates over the loan amount.

  1. Commercial Boat Loans for New Vessels:

Here, at Essentials of Borrowing, we offer new boat loans for an extensive range of commercial marine vessels all over Australia. This may comprise of charter marine vessels, water taxis, ferries, sail-training yachts and every other type of watercraft used for commercial purposes.

Why Should You Choose Our Bespoke Boat Financing Services?

boat2Here at Essentials of Borrowing, we believe that the finest boating experience begins with affordable and flexible financial planning. Not only do we help our customers with expert advice from start to finish, but we also help them with their loan repayment schedule that is tailored to their needs. With the wide network of lenders we’re associated with and recognition from the Finance Brokers Association Australia (FBAA), it gets easier for us to provide our customers a viable boat loan packages that suits their needs.  Our repayment methods are easy and made it convenient for our customers to benefit from. With an option to make payments weekly, bi-monthly or every month, we offer a pool of options for our customers to repay the loans. This includes payment through e-banking, debit cards, salary deductions, or any other method found applicable. If that’s not convincing enough, described below are a few more reasons why we at Essentials of Borrowing, are a reliable boat financing service across Australia:

We comprehend your needs:

We invest in knowing our clients to have a better understanding of what they actually need. This allows us to assist them in fining an extensive range of solutions.

We offer tailored boat loan deals:

Through our unmatched connections and extensive industry knowledge, we help you find great boat loan finance options that are centred on what you need.

We’re the experts at what we do:

The finance brokers at Essentials of Borrowing are backed with plenty of years of experience and are equipped with all the right tools to cater to your needs.

We offer thorough support:

Unlike others, we strive to serve you from start to finish. This is why we stand by your side throughout your loan, assisting you with whatever you require.